Privacy and other policies

COPYRIGHT NOTICE
 Copyright © 2004. Ginny Lowndes
Ownership Of Copyright
The copyright in this website and the material on this website (including without limitation the text, computer code, artwork, photographs, images, music, audio material, video material and audio-visual material on this website) is owned by Ginny Lowndes [and its licensors].
Copyright License
Ginny Lowndes grants to you a worldwide non-exclusive royalty-free revocable license to:
1.     view this website and the material on this website on a computer or mobile device via a web browser;
2.    copy and store this website and the material on this website in your web browser cache memory; and
3.    print pages from this website for your own [personal and non-commercial] use.
Ginny Lowndes does not grant you any other rights in relation to this website or the material on this website.   In other words, all other rights are reserved.
For the avoidance of doubt, you must not adapt, edit, change, transform, publish, republish, distribute, redistribute, broadcast, rebroadcast or show or play in public this website or the material on this website (in any form or media) without Ginny Lowndes’ prior written permission.
Data Mining
The automated and/or systematic collection of data from this website is prohibited.
Permissions
You may request permission to use the copyright materials on this website by writing to PO Box 957 Cabramatta NSW 2166.
Enforcement Of Copyright
Ginny Lowndes takes the protection of its copyright very seriously.
If Ginny Lowndes discovers that you have used its copyright materials in contravention of the license above, Ginny Lowndes may bring legal proceedings against you seeking monetary damages and an injunction to stop you using those materials.  You could also be ordered to pay legal costs.
If you become aware of any use of Ginny Lowndes’ copyright materials that contravenes or may contravene the license above, please report this by post to PO Box 957 Cabramatta NSW 2166.
Infringing Material
If you become aware of any material on the website that you believe infringes your or any other person’s copyright, please report this by email to Ginny Lowndes at PO Box 957 Cabramatta NSW# 2166.
(This copyright notice is based on a precedent created by website-contracts.co.uk and published by freenetlaw.com)
 DISCLAIMER
No Warranties 
This website is provided “as is” without any representations or warranties, express or implied.  Ginny Lowndes makes no representations or warranties in relation to this website or the information and materials provided on this website. Without prejudice to the generality of the foregoing paragraph, Ginny Lowndes does not warrant that:
1.     this website will be constantly available, or available at all; or
2.    the information on this website is complete, true, accurate or non-misleading.
3.     Nothing on this website constitutes, or is meant to constitute, advice of any kind.
Limitations of Liability
Ginny Lowndes will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:
1.       [to the extent that the website is provided free-of-charge, for any direct loss;]
2.    for any indirect, special or consequential loss; or
3.    for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.
These limitations of liability apply even if Ginny Lowndes has been expressly advised of the potential loss.
Exceptions
Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit Ginny Lowndes liability in respect of any:
1.     death or personal injury caused by Ginny Lowndes’ negligence;
2.    fraud or fraudulent misrepresentation on the part of Ginny Lowndes; or
3.    matter which it would be illegal or unlawful for Ginny Lowndes to exclude or limit, or to attempt or purport to exclude or limit, its liability.
Reasonableness
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.
If you do not think they are reasonable, you must not use this website.
Other Parties
You accept that, as a limited liability entity, Ginny Lowndes has an interest in limiting the personal liability of its officers and employees.  You agree that you will not bring any claim personally against Ginny Lowndes’ officers or employees in respect of any losses you suffer in connection with the website.
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Ginny Lowndes’ officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Ginny Lowndes.
Unenforceable Provisions
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
(This website disclaimer is based on a precedent created by template-contracts.co.uk and published by freenetlaw.com)
PRIVACY POLICY
The protection of your privacy is important to Ginny Lowndes. This privacy policy sets out what personal information Ginny Lowndes collects, and how Ginny Lowndes might make use of that personal information.
Collection and Use of Information by Ginny Lowndes 
1.     Information about your use of this website.
2.    Information you provide for the purpose of registering with the website.
3.    Information about transactions carried out over this website, including downloads and financial transactions.
4.    Information you provide for the purpose of subscribing to the website services.
Use of Information By Ginny Lowndes
1.    In the administration of this website;
2.    To personalize the website for you;
3.    To allow you to access and use the website services;
4.    To publish information about you on the website;
5.    To send to you any products that you purchase;
6.    To supply you with any services that you purchase;
7.    To send you statements and invoices;
8.    To collect payment/s from you;
9.    To send you promotional and marketing communications.
Where  Ginny Lowndes passes on your personal information to its agents or sub-contractors for any of the above stated purposes, the agent or sub-contractor is contractually obliged to use that personal information in strict accordance with the terms and conditions of this privacy policy.
As well as the disclosures set out above, Ginny Lowndes  may pass on your personal information if it is required to do so by law, in connection with any legal proceedings or prospective legal proceedings, and in order to establish, exercise or defend its legal rights.
Securing Your Data
Ginny Lowndes will take all reasonable ethical, technical and organisational preventative measures to prevent the loss, misuse or alteration of your personal information.
Ginny Lowndes always stores all of your personal information on secure servers. State of the art encryption technology protects all information and transactions connected to this website.
International (Cross Border) Data Transfer
All information collected by Ginny Lowndes may be stored, processed in and transferred between any of the countries in which Ginny Lowndes operates in order to ensure use of the information is in accordance with this privacy policy.
BE AWARE: personal information submitted by you for publication on the website may be available around the world for a long time to come.
By submitting information or transacting business with Ginny Lowndes you agree to the International (cross-border) transfer of personal information.
 Changes to this Privacy Policy
Ginny Lowndes may update this privacy policy from time to time by posting a new version on this website.
It is your responsibility to regularly check this page to ensure you are aware of any changes.
Other Websites
This website contains links to other websites.
Ginny Lowndes is not responsible for the privacy policies or practices of any third party.
Contact: Ginny Lowndes

Direct all inquiries regarding this Privacy Policy to this blog or ginnylowndes@hotmail.com

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